About Us

Pantheon Private Lending is a leading boutique private lending firm specializing in residential fix and flip loans across the United States.
Pantheon Capital Advisors, the parent company of Pantheon Private Lending, was founded by Daniel Richardson in 2012 to provide affordable financing and liquidity to real estate investors amid the fallout of the financial crisis. Following six years of successful lending predominantly in the Carolinas, Daniel partnered with Ryan Richardson to co-found Pantheon Private Lending, which augmented Pantheon’s capital base and expanded its presence from a regional concern to a nationwide conduit lender.
Despite growing to serve a national footprint, Pantheon remains a nimble, family-run organization committed to developing relationships, providing personalized service, slashing bureaucracy, and simplifying the financing process for our borrowing partners.
Pantheon serves as a capital partner to professional real estate investors of all experience levels, often becoming an integral part of our borrowing partners’ business processes. By eliminating the capital concerns associated with financing real estate investment projects, Pantheon frees borrowing partners to spread their time, attention, and capital across a greater number of projects.
Why should I consider Pantheon?
Our commitment to developing long-lasting personal and professional relationships with our borrowing partners is what distinguishes us from our competitors. The “Pantheon Advantage” is captured through six merits:
Fast – We approve new clients in as little as 24 hours and process most loan requests within one week.
Affordable – Our loan rates and terms are competitive with any private lender in the industry and compare favorably to “hard-money” lenders—allowing you to maximize your profit!
Relationship-Oriented – Our goal at Pantheon is to become your preferred capital partner. We aim to build long-term personal and professional relationships with real estate investors who complete numerous projects each year. Mutual trust and a win-win mentality are the cornerstones of our relationship philosophy.
Efficient – We strive to keep bureaucracy, administration, and “process” to a minimum so that you can focus on doing what you do best—fixing and flipping properties!
Personal Service – As a family-run business, Pantheon strongly believes in exemplary service and a personal touch to achieve borrower satisfaction. To ensure optimal service, our borrowing partners always work directly with a member of our senior management team!
Dependable – Since our founding in 2012, Pantheon has never failed to fund a loan commitment on time and in full. In addition, we are devoted to assisting our borrowing partners through any obstacles and/or frustrations throughout the financing process.
Our Leadership Team

Ryan Richardson
Co-Founder and President
Ryan Richardson is Co-Founder and President of Pantheon Private Lending. Ryan’s responsibilities include operational oversight and advisory, underwriting and deal structuring, relationship management, quality assurance, process development, and accounting.
Prior to joining Pantheon, Ryan worked as a Portfolio Management Analyst for SunTrust Robinson Humphrey, where he managed a portfolio of over 1.5 billion dollars in credit exposure for Fortune 500 corporate clients spanning a range of industries. During his tenure at SunTrust, Ryan excelled in evaluating loan structures and observed the importance of open, honest, and effective communication between lenders and stakeholders. Following a successful tenure at SunTrust, Ryan left the bank to co-found Pantheon Private Lending in order to work more directly with individual business owners and help them achieve their real estate investment goals.
Ryan graduated summa cum laude with a B.A. in Economics from North Carolina State University. He also holds Series 79 and Series 63 securities certifications.

Daniel Richardson III
C0-Founder & Strategist
Daniel Richardson is Co-Founder and Strategist of Pantheon Private Lending. Daniel’s responsibilities include general strategy, macroeconomic market analysis and forecasting, loss mitigation, and distressed asset management.
Prior to co-founding Pantheon, Daniel enjoyed a successful career with American Express, becoming the youngest person ever appointed Regional Vice President at the age of 30. During his 14 years as a Regional VP, Daniel’s region consistently ranked in the top three of the 45 regions comprising the 12,000 financial advisors of American Express with many years spent as the number one region in the country. Daniel was awarded the designation of Certified Financial Planner (CFP) in 1991. During his tenure with American Express, Daniel provided leadership and oversight to more than 1,000 financial advisors helping nearly 300,000 clients realize their personal and financial goals. After 21 years of corporate leadership experience teaching financial advisors and clients to achieve their business and financial goals, Daniel retired from American Express in January 2008.
While at American Express, Daniel began investing in commercial real estate, first as his own personal investment strategy, and then by developing syndicated real estate partnerships for other investors. Between 1999 and 2008, Daniel organized the purchase and management of 35 commercial properties worth over $135 million. Daniel became a licensed Real Estate Broker in 2006.
Daniel holds a B.A. from Roanoke College in Political Science. He earned his NASD Securities license in 1987, the Certified Financial Planner designation in 1991, the Real Estate Broker’s license in 2006.